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-   -   Don't trust Flo. (https://classracer.com/classforum/showthread.php?t=42541)

art leong 08-16-2012 02:53 PM

Don't trust Flo.
 
Be careful who you use for auto insurance.
Read this.
http://gawker.com/5934436/comedian-c...-robot-fashion

Curmudgeon 08-16-2012 04:29 PM

Re: Don't trust Flo.
 
Had my negative experienc with Progressive bout a decade and a half ago . Had some vandalization damage (broken side window) and called agent to find out if covered . Agentadvised repair would most likely be less than deductable , so do not file a claim . Got repair done at my expense . Several months later at renewal time new policy statement came in , much to my surprise there was a rate increase for a " NON-PAYMENT CLAIM ". Needless to say , the net year and henceforth I was not insured by Progressive !
.

Bunkster 08-17-2012 04:02 PM

Re: Don't trust Flo.
 
One wonders if Stephanie Courtney (the actress that plays Flo) is in the same league with Peter Lewis, chairman of Progressive.

Lewis seems a bit of a pothead, along with being a twin brother of George Soros.

David Lee 08-17-2012 04:17 PM

Re: Don't trust Flo.
 
The Internet power has come thru again

http://money.cnn.com/2012/08/17/tech...html?iid=HP_LN

Ron Middleton 08-20-2012 12:45 PM

Re: Don't trust Flo.
 
Probably the best way to measure the quality of an auto insurance company is to check with non-DRP (Direct Repair Program) shops and see what kind of problems they have with a particular company you ar thinking of insuring with or ask them which insurance compnay they have the most problems getting compensated to properly repair a vehicle. Being a former VP of the MS. Collision Repair Association and involved nationally with the collision industry and consumer advocate groups, I can tell you that Progressive is probably the one company that has more complaints than any other. Just ask Mississippi Attorney General, who had a Progressive adjuster locked up for grand theft in a claim involving his truck and an at fault Progressive insured.

NewHemi 08-20-2012 01:51 PM

Re: Don't trust Flo.
 
Progressive is located in Ohio just north of me.

Chris (Drooze) and I both were in technology before cancer required that I "retire". but back to the point..

At different times, both he and I were recruited by Progressive to join their IT staff. His invitation and mine came a few months apart.

First I interviewed. Afterwards, they offered me a job as Manager of Web Based applications. I spoke with a lot of the staff as part of the interview process. And the money was right about market value for that type of position. So I said I will think about it, and went home.

I never called them back, and they called me a few times, I finally said, I am not interested.

I didnt tell Chris about it, because one size doesn't fit all, and maybe I read them wrong.

Chris caled me one day to tell me he had just interviewed at Progressive. He told about the people who had interviewed him, and the others he spoke with. He said they offered him a similar position.Seems they had hired someone after I said not. And they interviewing Chris to replace the guy who "wasnt working out".


Then he told me just what I had observed. They treat their employees like cattle. Are immature and unprofessional, and have a facade for standards and documentation. Their goal is do the least, at the least cost and if you don't like it, hit the road. They are always trying to replace people who either got fired for doing right, or just got tired of being driven with a cattle prod.

That, along with confirmation from a lot of people on how Progressive treated them, is why I have never even once considered Progressive as an insurance company.

David
The New Hemi Guy

jmcarter 08-20-2012 01:57 PM

Re: Don't trust Flo.
 
When I worked in Seattle I was very involved with the local BMW club and they had frequent tech seminars and such, one thing I learned from the Repair shop owners is that you are NOT necessarily in "good hands" with some of the majors. Personal experience is that State Farm is probably one of the best large company to insure vehicles with...

Bill Baer 08-20-2012 07:49 PM

Re: Don't trust Flo.
 
Do you know anyone else with golf cart insurance? (currently it's with progressive). :(. :eek:

V_Robinson 08-20-2012 07:50 PM

Re: Don't trust Flo.
 
We have ours with Nationwide

FrankChastain 08-21-2012 07:30 AM

Re: Don't trust Flo.
 
Auto-Owners, attachment, with the homeowners policy....

joelster 08-21-2012 07:35 AM

Re: Don't trust Flo.
 
Quote:

Originally Posted by jmcarter (Post 341763)
When I worked in Seattle I was very involved with the local BMW club and they had frequent tech seminars and such, one thing I learned from the Repair shop owners is that you are NOT necessarily in "good hands" with some of the majors. Personal experience is that State Farm is probably one of the best large company to insure vehicles with...

x2 on State Farm.

There rates are reasonable. I had a car stolen, and they handled it extremely well. They paid off the car the next day, and cut me a check for the balance a few days later. Set me up with a rental car, and my rates never went up. I was worried about the book value being less than what I owed, but I ended up with $2k in my pocket (this was 1993).

CycloneFE 08-21-2012 10:00 AM

Re: Don't trust Flo.
 
Regarding State Farm, had the best agent, he was my folks and mine, my brothers, Aunt and Uncle, Grandmother, etc. He retired. State Farm split us all up. I got a lady who seemed OK, then I bought another house, had to get the ins paid and ready for closing. Got a quote for the same coverage and went in to pay and take reciept to closing. She said she made a mistake and figured the quote on the wrong dedectable, either I was to pay twice the quote or take a higher deductable. I took the higher to keep the costs as I budgeted for. 8 days later we had a terrible ice storm, major damage and that deductable hurt. Her mistake cost her my account after that. Next time I will choose the agent myself.

Dyno 08-21-2012 05:06 PM

Re: Don't trust Flo.
 
I have had the same State Farm agent since 1968. Have everything covered by them, very good people so far. Dyno

doolie 09-06-2012 02:05 AM

Re: Don't trust Flo.
 
How does the group rate Allstate?

FrankChastain 09-06-2012 08:45 AM

Re: Don't trust Flo.
 
Quote:

Originally Posted by doolie (Post 344762)
How does the group rate Allstate?

Ask the folks who had home owners in Fla...

doolie 09-09-2012 04:20 AM

Re: Don't trust Flo.
 
I was referring to Auto Insurance. Damage from storms is a tricky area with ALL insurers.

Rob Petrie E395 09-10-2012 01:50 PM

Re: Don't trust Flo.
 
Quote:

Originally Posted by doolie (Post 345364)
I was referring to Auto Insurance. Damage from storms is a tricky area with ALL insurers.

Not with State Farm. I had over 350K in damages from a tornado may 25,2011. They have been great and have paid everything I asked for no questions asked and even waved my deductables because they could not pay for the kids junk go cart that was finished off by it (my home owners policy only pays for vehicles that are used in the maint of the property) If they doubled my rates I would not switch. I was prepared for a bunch of headaches and they made it seem easy.

doolie 09-10-2012 04:13 PM

Re: Don't trust Flo.
 
Let me be clear, insurance companies dance around flood damge. It was wind, no it was flooding, no you cant buy flood insurance because you are NOT IN THE FLOOD PLAIN!
Once again, I am curious about Allstate and AUTO INSURANCE!

Tod Lane 09-10-2012 07:05 PM

Re: Don't trust Flo.
 
I wouldn't give socialist George Soros a nickel of my money, and who the *&^& in their right mind would WILLINGLY put a tracking device in their car for a company to spy on them?
A cell phone is bad enough, but some state governments want to use these devices to monitor miles and collect road taxes.

Jim Wahl 09-11-2012 11:47 AM

Re: Don't trust Flo.
 
I have everything I own with USAA Insurance. When I got the motorhome they told me they did not insure them and sent me to Progressive. Currently I have my golf cart and the motorhome insured with Progressive bit I would certainly be willing to change over if I could find another insurer who I could trust and had a good reputation. Jim


.

Frank Bennett 09-12-2012 07:17 AM

Re: Don't trust Flo.
 
I realize that auto and homeowners insurance can be very different, even within the same company, but I had and still have an ongoing horror story with Nationwide. My house burnt down two years ago, they were forced to honor the building side of the claim, but on the contents side, they have been unreasonable and unprofessional as they could possibly be. I had to hire a lawyer at my own expense to try to get my contents list properly paid for, and the case is still in litigation, even though I moved into the reconstructed house in early January! Nationwide is clearly not on your side!

I've been told that Chubb is an excellent company that honors their claims properly and with dignity and compassion. They are a little more expensive than the other losers who spend millions on advertising and don't want to honor their claims, but it's worth it, trust me.

GarysZ24 10-06-2012 07:44 PM

Re: Don't trust Flo.
 
Quote:

Originally Posted by joelster (Post 341912)
x2 on State Farm.

There rates are reasonable. I had a car stolen, and they handled it extremely well. They paid off the car the next day, and cut me a check for the balance a few days later. Set me up with a rental car, and my rates never went up. I was worried about the book value being less than what I owed, but I ended up with $2k in my pocket (this was 1993).

x3 on State Farm.

I also had an experience with them to make me glad they've been my chosen insurance company (especially where vehicles & trailers are concerned), since April '83! I was at a drag race at Bandimere Speedway, and in the afternoon the got a hellacious wind storm with winds speeds around 100mph. Since the pit area I was on (at that time) was gravel it became a nightmare not only for me but for the young lady who worked the ticket booth....the rock pebbles shattered the glass around her pit booth and sprayed her with it. Where I was concerned the rock pebbles shattered my rear window of my Z24, and severely chipped my other glass (anyone who has ever wondered why the right rear tail-light of my car has what looks like a bullet hole in it, it's from that windstorm). Furthermore, in my haste to save the rest of my cars glass from caving in like my rear window I drove near the fence (so as to get out of the way of the lifted up rock pebbles). In so doing I exposed my toolbox to some bastards who took that opportunity to steal my tool box, and the majority of the tools I bought from a tech school I attended 15yrs earlier (the tool box and the tools inside it were all ingraved with the number #221, which was the number on my '76 Chevy Vega when I won the Memorial Day High School Dragfest...also at Bandimere's). State Farm not only replaced all of the broken glass, but they replaced nearly all of my tools (at least all that I recalled at claim time were in the box when it was stolen...oh how I'd love to be in a boxing ring with the guy who stole them, I'd do my best to let him know how thankful I am for his actions)!!!!

Go with the State...State Farm!

CycloneFE 10-06-2012 08:16 PM

Re: Don't trust Flo.
 
Back in the early 1980's I had a couple of fellows break into my garage and steal a bunch of tools and parts. I had State Farm Ins at the time. While they did me very well on some of the race/HP parts I was appalled about the tools. I had nearly all Craftsman that were handed down from my Grandfather or purchased by me when I worked for Sears in High School. They depreciated my tools! Craftsman! Lifetime warranty! Breakage guarantee! I argued till I was blue in the face, but I came out so good on the parts, I came out about even with what I had spent. It did not replace the sentiment from my Grandfathers or make up for my employee discount when I purchased ones while at Sears. I ended up with much less than I had when replacing my loss.

GarysZ24 10-07-2012 07:16 PM

Re: Don't trust Flo.
 
I'm sorry to now know that Steve (my tools were just that, thus not with the significance of yours), but I probably would feel worse if I had one of those cut-rate insurance companies insuring my car, etc.all...

CycloneFE 10-08-2012 08:35 AM

Re: Don't trust Flo.
 
Gary,

I find their inconsistancy interesting as I liked the company. While my agent was the best, he could not help me on this particular issue as he had done on others. As I mentioned before he retired and I got a worse agent which caused me to switch.
My brother now works for State Farm Corperate and I have learned that they had tried to get away from the "agent" mentality to compete with the on-line fad of ins. We think that the agents had "lost" some control in the way the individual claim was handled, but things might be swinging back. I have now shopped another agent in case my current one "slips" and I will return to State Farm.

GarysZ24 10-09-2012 10:56 PM

Re: Don't trust Flo.
 
Quote:

Originally Posted by CycloneFE (Post 350726)
Gary,

I find their inconsistancy interesting as I liked the company. While my agent was the best, he could not help me on this particular issue as he had done on others. As I mentioned before he retired and I got a worse agent which caused me to switch.
My brother now works for State Farm Corperate and I have learned that they had tried to get away from the "agent" mentality to compete with the on-line fad of ins. We think that the agents had "lost" some control in the way the individual claim was handled, but things might be swinging back. I have now shopped another agent in case my current one "slips" and I will return to State Farm.

Good luck with that, and I'm glad you're back with SF.!


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