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-   -   I Already Have Pit Vehicle Insurance! (https://classracer.com/classforum/showthread.php?t=62789)

GUMP 07-06-2016 07:31 AM

Re: I Already Have Pit Vehicle Insurance!
 
Quote:

Originally Posted by Jim Wahl (Post 508475)
Yes. Jim

Thanks. Veronica wants a golf cart.......

james schaechter 07-06-2016 08:17 AM

Re: I Already Have Pit Vehicle Insurance!
 
I added a separate policy for my golf cart and it was under 50 dollars a year and that includes full coverage, theft etc. it was a new cart in 2015. I think liability was about 25 a year. The NHRA stuff was liability only at NHRA events.

I think it is funny how they advertise a rate drop that happened only because they screwed everyone with a huge increase first. LOL.

I agree about the kids. There are some that do very well on carts, bikes, etc, but they really should draw the line on allowing them to drive in the pits. I haven't seen the fine print, but I would be shocked if they were covered.

supergas4 07-06-2016 12:57 PM

Re: I Already Have Pit Vehicle Insurance!
 
not trying to change the subject but if your pit vehicle does not have headlights .park it at dusk.

Bob Mulry 07-06-2016 01:08 PM

Re: I Already Have Pit Vehicle Insurance!
 
Quote:

Originally Posted by supergas4 (Post 508544)
not trying to change the subject but if your pit vehicle does not have headlights .park it at dusk.


Even Ray Charles can see that's a good idea......

Bobby DiDomenico 07-06-2016 03:21 PM

Re: I Already Have Pit Vehicle Insurance!
 
Quote:

Originally Posted by supergas4 (Post 508544)
not trying to change the subject but if your pit vehicle does not have headlights .park it at dusk.

Good luck with that! 10pm July 3rd I was driving down a one way street and had two scooters cut across the lane then pass me going the wrong way with no lights on. Someone must have almost hit them as at the next intersection there were two cars parked in the middle of it with folks standing and pointing after them.

Mike Gray 07-06-2016 04:20 PM

Re: I Already Have Pit Vehicle Insurance!
 
I don't blame them on this one. I'm in construction and a lot of the larger projects, hospitals, airports etc. have what's called a OCIP (Owner Controlled Insurance Program) basically the owner covers every contractor with the proper coverage under their insurance umbrella. They don't have to worry about a lack of coverage or risky underwriters. In todays sue happy society and large jury awards it probably saves them in the long run.
If you want ask your carrier for the OCIP discount while your pit vehicle is at a NHRA event. We get credit back in the construction trade (but the owner wants that credit deducted from our contract)
The carrier will probably tell you the pit vehicle premium is too low to qualify for a deduction.

voltdr 07-06-2016 04:50 PM

Re: I Already Have Pit Vehicle Insurance!
 
Remember this, NHRA did not have to tell us about a rate reduction. It could've stayed the same. How would we know? I agree with the under age driver issue. It needs to stop. The pits can be a confusing place to navigate. Race cars and pit vehicles all driving on different sides of the lanes (or no lanes). Also, the riding of your kids/grand kids on your lap in your dragster while warming the car or going to the staging lanes is not a safe situation.
Dan

MikeMoller 07-08-2016 12:51 PM

Re: I Already Have Pit Vehicle Insurance!
 
Guess I'll have to buy something. Are my gym shoes insured?

Pinballer 01-01-2018 05:08 PM

Re: I Already Have Pit Vehicle Insurance!
 
What's the latest on using an ordinary bicycle in the pits as far as an insurance requirement? Is it mandatory to buy NHRA's coverage?

Robin Lawrence 01-01-2018 10:59 PM

Re: I Already Have Pit Vehicle Insurance!
 
Quote:

Originally Posted by GUMP (Post 508410)
Do you have liability? (Just curious)

Yes I do, Honda Grom as a pit bike.

Robin


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