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-   -   Pit Bike / Golf Cart Liability Insurance (https://classracer.com/classforum/showthread.php?t=12274)

sc1153 08-10-2008 11:26 AM

Pit Bike / Golf Cart Liability Insurance
 
Heard through the grape vine.......NHRA requires Liability Insurance on all pit Viehicles......Was told this by an NHRA Official.....If they request proof of insurance you must be able to produce an Insurance card.....Supposevedly they were busting chops in Brainerd.......

As if NHRA needs something else to PISS off the racer with......The car counts are down.....people are hurting in this economy, It is hard for us to afford to race this type of racing and now we have to carry insurance on our dam pit viehicles.......isnt that what we pau $40/national event for....."INSURANCE"....NHRA is going to eventually slice their own throats with these STUPID *** rules

here you go
http://www.nhra.com/content/news.asp...31211&zoneid=8

63corvette 08-10-2008 12:08 PM

Re: Pit Bike / Golf Cart Liability Insurance
 
The extra $40 for insurance on a National Event entry is just more money for NHRA under the table.
Just try to collect on it after an accident. Your personal insurance is the first coverage you have and the $40 NHRA insurance is secondary. Then when you ask for their coverage you get and I quote from the carrier representative "We will defend ourselves to the limit of the law." In other words go get you a lawyer and we will see what happens in court in about 10 years. Unless you have deeper pockets than I do you just let it go and remember it to tell everyone you know when it comes up. What a bunch of money grubbers.
My 2 Cents from having been there!!!!

Woodro Josey 08-10-2008 02:57 PM

Re: Pit Bike / Golf Cart Liability Insurance
 
Anyone ever got insurance on a 50cc scooter, it's not required where i live but they are street legal?

SlickVic 08-10-2008 06:46 PM

Re: Pit Bike / Golf Cart Liability Insurance
 
We insured our golf cart a few years ago because actually this rule has been in effect for a couple of years just no enforcement. 7$ a month i think it was. But now on my 1983 honda z50R, 50 cc, they wanted normal insurance just like it was a street bike because it was a motorcycle.

Chuck Westcott 08-10-2008 07:24 PM

Re: Pit Bike / Golf Cart Liability Insurance
 
I left Brainerd this morning ( third rd runner-up), anyhow there were non stickered pit bikes and scooters all over the place.A Motorhome pulled in next to me at 3ft away on Saturday with 2 -4-wheelers -no decal on his windshield or on their scooters. I don't think they have the people to enforce the new rules.
On Insurance: It is your respsonsibilty to insure all your vehicles, if you don't have insurance on your pit bikes and golf carts- Don't Hit Me !

chebby2 08-10-2008 08:44 PM

Re: Pit Bike / Golf Cart Liability Insurance
 
They had powered sofas ,gas powered grocery carts etc. on the nhra show. Think they got asked for ins.cards when the commetators were riding them around?Joy Riding?

Duane Dagostino 08-11-2008 08:11 PM

Re: Pit Bike / Golf Cart Liability Insurance
 
Maybe one of you knows the answer to this...if I am sitting in the stands and a fuel car blows a piece of shrapnel out and it hits me and I'm injured..who is the insured?...and whats the difference if someone is hurt by a pit bike/cart ?...it seems like you accept the risk by attending/paying the ticket price...

Bogie 08-12-2008 09:24 AM

Re: Pit Bike / Golf Cart Liability Insurance
 
HOw do you suppose they will handle the rental golf carts that are rented on the midway?

JBM Sr 08-12-2008 10:23 AM

Re: Pit Bike / Golf Cart Liability Insurance
 
I don’t know if any of the Sportsman Counsel Members read the posts on this site, but if they do, can they get the answers to these questions:

1 – What does the $40 Insurance at a National Event cover?
2 - Why do I only need this insurance at National Events and not Divisionals?
3 – If the National Event Insurance is for Secondary Coverage, why do I HAVE to buy it?
4 – When I complete my Golf Cart Registration form each year, at the cost of $10, I noticed the line in the form that states “I” assume all liability. So why do I have to give you $10 for knowing that each year?

John Maggiulli Sr.

Tom Goldman 08-12-2008 10:48 AM

Re: Pit Bike / Golf Cart Liability Insurance
 
I know it sucks to spend more money , but think about this, Ben Siea's S/G Malibu was hit at Maple Grove by a golf cart. ....The damage was substantial,and he missed quite a bit of racing. ....Now he has to collect from the owner, whose teenager was driving. ......Question is do you want to be in the same position of paying damages out of your pocket? ...........I just got coverage on my cart today ,over the phone in 5 min. ....$65 a year from Foremost insurance. ......It's also available from Progressive and Gieco. ..........Don't believe that you are covered by your home owners policy,as my agent told me that it only applies while on your property. ......Tom

Duane Dagostino 08-12-2008 11:09 AM

Re: Pit Bike / Golf Cart Liability Insurance
 
just got a quote from geico...$100. a year for a 50 cc scooter...

Matt Schurman 08-12-2008 12:04 PM

Re: Pit Bike / Golf Cart Liability Insurance
 
It wasn't easy to find someone who handles small recreational vehicle insurance in NJ. I found these fine folks who handle everything, including golf carts.

100/300 general liability and 100k of property damage, $77.00 per year, but please tell Asta I paid $46.00 just to piss him off.

http://www.gansfussinsurance.com/

wsmracing 08-12-2008 08:29 PM

Re: Pit Bike / Golf Cart Liability Insurance
 
All i can say is "this ****'s getting out of hand "

Dice 08-13-2008 01:11 PM

Re: Pit Bike / Golf Cart Liability Insurance
 
next will be random pit road safety checks to bust all of the drunk scooter and golf cart drivers. think of that money maker...

SSTRACER323 08-13-2008 01:18 PM

Re: Pit Bike / Golf Cart Liability Insurance
 
You know selling all my stuff was the right choice.

With fuel prices and Ins and Gate Fees and now Ins on pit bike.
The DOT going nuts on trucks and trailers and cracking down on the guys like us trying to race and have fun........

Like wsm said ....This **** is Way Outta Line....... Hollywood Knights..:D

Nitro Joe Jackson 08-18-2008 08:45 PM

Re: Pit Bike / Golf Cart Liability Insurance
 
got mine today from State Farm (carries my home and cars also) $10 bucks a year, and they laughed when i told them the whole story.

Bob Verwold 08-18-2008 09:33 PM

Re: Pit Bike / Golf Cart Liability Insurance
 
Will we have to carry our Ins. cards with the pit vehicle? And what about the stickers they are asking for where do we get these??????????

Lee, did you sell everything?

Rakhouse 08-19-2008 07:05 AM

Re: Pit Bike / Golf Cart Liability Insurance
 
Bob

You will receive the pit vehicle sticker when you go to the registration trailer to pick up your credentials. One pit sticker per vehicle entry.

Rakhouse

SC1448 08-19-2008 10:53 AM

Re: Pit Bike / Golf Cart Liability Insurance
 
....and the first 2 digits of the "serialized" number on the sticker are the event number. At Maple Grove last week, the stickers provided at the credential trailer all started with 17... Pretty crafty, huh?
-Don

Bob Verwold 08-19-2008 02:20 PM

Re: Pit Bike / Golf Cart Liability Insurance
 
Now is this just for National events or Div. also?

SSTRACER323 08-19-2008 02:25 PM

Re: Pit Bike / Golf Cart Liability Insurance
 
Hey Bob

Yes I sold everything...... it is in Iowa now and the guy runs 1/8th mile stuff.
He is happy as can be and so am i.... for the most part.

I paid off all my bills and i will look over the winter to get something else....

May be a race car or may be a street rod.... we will see.

I will still go to the races and help who ever needs it.

Are you going to Earlville?

Bob Verwold 08-19-2008 03:23 PM

Re: Pit Bike / Golf Cart Liability Insurance
 
Lee,
Earlville is to far away for an old man to drive.......... I think the street rod/show car route will drive ya crazy. Not near enough excitement (every body sits there looking at their car wondering what to polish) Hell get ya a 14.00 sec. car and go bracket racing..................

SSTHottie1236 08-19-2008 03:35 PM

Re: Pit Bike / Golf Cart Liability Insurance
 
Quote:

Originally Posted by SC1448 (Post 79834)
....and the first 2 digits of the "serialized" number on the sticker are the event number. At Maple Grove last week, the stickers provided at the credential trailer all started with 17... Pretty crafty, huh?
-Don

Yes, very crafty if the officials are smart enough to know that. When stopped on my scooter, I pointed to my Englishtown sticker which had "11" as the first two digits. The only thing he complained about was that it was on the inside of the scooter cause I didn't want to mess up my paint. He goes "well that's a fine place to put it". This is when my boyfriend quickly drove us away so as to prevent me from putting Mr. official in a headlock :P

Kelli

Mark Schmidt 08-20-2008 09:58 AM

Re: Pit Bike / Golf Cart Liability Insurance
 
Can't wait for the counterfeit version.

sc1153 08-25-2008 09:49 PM

Re: Pit Bike / Golf Cart Liability Insurance
 
Quote:

Originally Posted by Mark Schmidt (Post 79939)
Can't wait for the counterfeit version.

That is VERY easy for many people to do......but does it make sense for the $75/year or is it just principle....
NHRA needs to entice racers to want to race this crap....not scare them away with TONS of STUPID rules....could you imagine having your automobile insurance go up because someone who has a GIANT hood scoop in their race car and smashes into your golf cart and you have to pay to fix his car and spend your own money to fix your cart......remember it is LIABILITY not collision.....

wsmracing 08-25-2008 10:32 PM

Re: Pit Bike / Golf Cart Liability Insurance
 
Next you'll need seat belts & a helmet.....or the pit police will give you a ticket..............payable to nhra.....of coarse............and for the guys who are legal in length and don't have a golf cart...they'll have to buy a longer trailer so they can put a golf cart in it.....but then they'll be over the maximum length law.....................anyone for hot air ballooning...?

Mark Schmidt 08-26-2008 06:23 AM

Re: Pit Bike / Golf Cart Liability Insurance
 
So far at Indy everyone's talking about this. I plan to rent a golf cart and carry a 6 day binder on my insurance to cover it....and the beat goes on. I understand liability insurance and it does make sense, but skip the dog and pony show and give us a reasonable time frame to insure our stuff. Also, I think if you're paying to insure your vehicle(s), it shouldn't matter how many of them you have at the track. A scooter and a golf cart doesn't seem unreasonable.

Just my .02 cents worth.

BKRacing 1198 SG 08-26-2008 10:09 AM

Re: Pit Bike / Golf Cart Liability Insurance
 
So did anyone get caught by the Maryland State Police this weekend at Cecil County riding their golf carts / pit bikes past the curfew???? I don't remember the State Police being there last year patroling the pits putting a curfew on what time we had to be in.

SSTHottie1236 08-26-2008 11:47 AM

Re: Pit Bike / Golf Cart Liability Insurance
 
Quote:

Originally Posted by BKRacing 1198 SG (Post 80571)
So did anyone get caught by the Maryland State Police this weekend at Cecil County riding their golf carts / pit bikes past the curfew???? I don't remember the State Police being there last year patroling the pits putting a curfew on what time we had to be in.

Just drive with broken headlights like me, you, and Don did on Saturday night and they can't see us to tell us to go back to the motorhome...problem solved :P

Kelli
1236 S/ST

Bogie 08-26-2008 03:24 PM

Re: Pit Bike / Golf Cart Liability Insurance
 
So is NHRA policing the liability insurance at Indy or not? How about somebody who gets checked there post how the interigation from the pit police goes.


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