Race car Insurance
 

My dear wife told our insurance company I drag race the Pure Stocker.
Now I need another insurance company.
We have Hartford for now.

Need recommendations.
D

Re: Race car Insurance
 

Contact Bill Horton at: http://www.dragracersinsurance.com/index.htm

Re: Race car Insurance
 

Thanks just spoke with him.
Patient and learned a lot.
Have to pull the Registration and Tags off to get his style of Insurance.

Otherwise need a new Insurance company and make sure wife does not talk to them.

Dan

Re: Race car Insurance
 

I use Chris from Triple C Agency for my car and my dad's. Insurance is through American Modern. Rates are incredibly good. Covers transport, garaged and sitting in pits but not in staging lanes or going down track.

His website is http://triplecagency.com/. He is a super nice guy and very easy to deal with in my opinion.

Michael Compton

Re: Race car Insurance
 

Thanks

D

Re: Race car Insurance
 

I use Bill for my racecars, strongly recommend if you go that route.

Whats the issue with the existing company? You drive the car to the track and need coverage for that, coverage ends at the gate, drive home.

Its just like when you go to street night, drive in, play without coverage, drive home.

Eric

Re: Race car Insurance
 

Exactly Eric,
If it's street driven to the track, change insurance companies if they are going to pull that BS!

Dan,
Do you drive the car on the street? Otherwise you are going to get all kinds of answers.

Sean

Re: Race car Insurance
 

I ran into this issue. Because my car is street driven to and from the track my regular insurance company wouldn't touch it. I called around and was above board on how I use it and got the same reply that they don't insure race cars. They don't understand that any car is a race car. I wound up insuring it on-line and not checking certain boxes. I got minimum property damage and public liability.

Forgive me if I don't mention the company.

Dale

Re: Race car Insurance
 

YES, the car is driven on the street.
Use to be a daily driver. Now to a garage, a car wash, bit of exercise.
Drove to all the tracks to race for years.
Mid last year been trailering.

All was good until my Wife told the Insurance Company the Impala is drag raced.

Another lesson learned
At least got to meet with Bill Horton. Nice guy..!

Dan

Re: Race car Insurance
 

Dan,

Then its a street car. How streetable it is, doesn't matter if it meets DMV requirements. I would suggest shopping for all of your insurance needs. If you are like most of us, your home and any other property is under one insurance company. The insurance person might reconsider your street car, that is occasionally drag raced if you let them know you are shopping. That's if you are willing to give them another chance.

Its unfortunate that being honest is taken out of context as to what the car is used for.

Good luck.

Sean

Re: Race car Insurance
 

The whole thing seems ridiculous to me. So if I bought a brand new Mustang, bone stock, and drove it to the track, and made a few passes, its considered a "RACE CAR"? Over the past 40+ years, I have taken dozens of my street cars down the track, driving them there and back, If I had an incident on the track, I wouldn`t be making a claim anyhow, but if a collision occured on the way there or back home, I see absolutely no reason why I would not have coverage. Hundreds, if not thousands of street driven cars are raced down the 1/4 mile every summer weekend, whether in Sportsman bracket, Street Legals, or grudge races.

Re: Race car Insurance
 

Hey, contact Rick Riehl @ Hartland a insurance Group, 248-375-4225 / rriehl@hartlandinsurancegroup.com. They have 2 drag race programs - 1 program covers the car in transit / around the pits and all the way up to the water box and picks back up as soon as you turn on return road. The second program covers you from burn out box to down track to as soon as you turn onto return road. They write their policy on agreed value so you tell them how much coverage you want on the physical damage and it's incredibly cheap!!!

Re: Race car Insurance
 

Mr. Fahey has a street driven car that he races on weekends. His insurance need is for street driving. A number of companies offer these STP programs for drag cars that you refer to, but even they won't cover street driven racers.

Dale