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-   -   Race Car Insurance (https://classracer.com/classforum/showthread.php?t=45442)

CHaralson 01-23-2013 04:18 PM

Race Car Insurance
 
What companies offer insurance for a stocker? I did a little research and have found that a requirement for most companies is that it be transported inside a enclosed trailer. I was only looking for off-track coverage. Simply when it is being stored, transported, theft, fire, etc.....

I'ts bad enough that I'm a young guy and I spent about three years and countless amounts of work, money building this thing. And now I cant get it insured because I dont have a 15-20k enclosed trailer.

Are there any companies out there that are willing to help a racer out who is on a budget and cant afford the stacker trailer and toter-home routine.

Thanks for any help offered. D4 racers, I'll see you March 1st

Should have been posted in the Stk/Super Stock section and not the tech section. My apologies.

Chris

Ron Steiner 01-23-2013 04:35 PM

Re: Race Car Insurance
 
I have used Bill Horton who carries a full line of Drag car insurance his number is 888 901-3849. He is in Connecticut but I think he can cover other states.

jim powers 01-23-2013 05:31 PM

Re: Race Car Insurance
 
i also use Bill's company

Kevin McHugh 01-23-2013 05:34 PM

Re: Race Car Insurance
 
I use Dick Kincaid of Kincaid Racing Insurance - (330) 834-0003

Mike Savelle 01-23-2013 06:24 PM

Re: Race Car Insurance
 
X 2 for Dick Kincaid

CHaralson 01-23-2013 06:47 PM

Re: Race Car Insurance
 
Thanks for the responses gentleman. I called Kincaid and they said Dick is getting out of the racecar policies. Said he was trying to relax and enjoy the good life. They recommended Gulfway which is one of the insurers that require an enclosed trailer during transport. Ill keep hunting around and hopefully I find something. Once again, thanks for the responses.

Thanks,

Chris

Jeff Lee 01-23-2013 10:36 PM

Re: Race Car Insurance
 
I've got a race car policy, had it for at least 6 years. Stated value. Typical policy with no on-track coverage. I can tow any way I want. $65K of coverage is about $395 annual. Maybe it's no longer the way they write the policy but call and check.

Here's what my bill says:
American Modern Insurance Insurance Group
Your Producer:
Heacock Insurance Group
c/o Heacock Classis
Burns, TN
800-274-1804

Agent is
Ford Walker Heacock
Policy Type:
Collector Vehicle

Food for thought - It may be better if you go through your own agent and direct him to the source. I believe the issue is there are a lot of fraud issues with race cars that are mysteriously stolen or catch on fire, especially in a bad economy. Maybe a good reference by your own agent will carry some weight.

Tim Kish 01-24-2013 11:56 AM

Re: Race Car Insurance
 
I'm going to have to call Heacock - my $30k policy through them costs me $500 annually. I'm apparently doing it wrong!

drgrcr1156 01-24-2013 01:22 PM

Re: Race Car Insurance
 
I use Bill Horton who has provided Great American Insurance as the carrier. Bill is a racer too and very helpful. It is stated value and I have the race car, trailer, ATV, and tools covered. The policy covers anywhere within a sanctioned track up to but not including the racing surface.

Bob

gmonde 01-25-2013 09:15 AM

Re: Race Car Insurance
 
Quote:

Originally Posted by drgrcr1156 (Post 366424)
I use Bill Horton who has provided Great American Insurance as the carrier. Bill is a racer too and very helpful. It is stated value and I have the race car, trailer, ATV, and tools covered. The policy covers anywhere within a sanctioned track up to but not including the racing surface.

Bob

X4 ,,bill is easy to work with and a nice guy ,he also moonlights as the track announcer at the valley,, gmonde


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