[bobby]

A Redneck from Alabama walked into a bank in New York City
> and asked for
> the loan officer.
>
> He told the loan officer that he was going to Bakersfield
> on business
> for two weeks and needed to borrow $5,000 and that he was
> not a
> depositor of the bank. The bank officer told him that the
> bank would
> need some form of security for the loan, so the Redneck
> handed over the
> keys to a new Ferrari. The car was parked on the street in
> front of the
> bank. The Redneck produced the title and everything checked
> out. The
> loan officer agreed to hold the car as collateral for the
> loan and
> apologized for having to charge 12% interest.
>
> Later, the bank's president and its officers all
> enjoyed a good laugh at
> the Redneck from the south for using a $250,000 Ferrari as
> collateral
> for a $5,000 loan. An employee of the bank then drove the
> Ferrari into
> the bank's underground garage and parked it.
>
> Two weeks later, the Redneck returned, repaid the $5,000
> and the
> interest of $23.07. The loan officer said, 'Sir, we are
> very happy to
> have had your business, and this transaction has worked out
> very nicely,
> but we are a little puzzled. While you were away, we
> checked you out and
> found that you are a multimillionaire.
>
> What puzzles us is, why would you bother to borrow
> $5,000?'
>
> The Alabama Redneck replied, 'Where else in New York
> City , can I park
> my car for two weeks for only $23.07 and expect it to be
> there when I
> return?'
>