[John Duzac]

Racer 4919: if you started to negotiating a settlement without an attorney that was a big mistake. The Houston area will have a lot of professional attorneys that can get the fair settlement you deserve. My advise to you is choose wisely! You do not have to take the first attorney you talk to. I'll just bet the insurance adjuster has tried to put some fault on you for the incident. Get an attorney from your area, one that is accomplished with auto accidents and personal injury experience. This is the very reason why attorneys exists. If the insurance company was dealing with you in good faith, your claim would have been long settled. Good luck and happy hunting.