Quote:
Originally Posted by Nathan Stinson
So you dont think the pro mod racers are paying a share of the the insurance cost with each entry? They are racers that built cars to a class in the rule book just like any other racer at the track, paid the fees and passed a technical inspection. They are subject to the same oil down penalties as any other racer and no matter if its a stoker or fuel car that oils the track or crashes, everyone is sitting around waiting. Just part of life in the big Mello Yellow circus......
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It is not a matter of what I think. It is a matter of math and statistical analysis. That is how the insurance company determines what it costs to insure an event or a track. They simply calculate how often a serious incident happens. The higher the percentage of serious incidents for a given number of cars and passes, the more risk and the higher the premium.
Do the math and answer your own question.
For St. Louis, count the number of Stock Eliminator and Super Stock entries. Multiply that by the entry fee for one car, one driver, and one crew. Now count the total number of passes made by those cars. Now count the number of passes by those cars that had an oil down or a serious crash. Now you can easily calculate the number of wrecks and oil downs per clean pass for those classes. With that done, you can calculate how much the classes paid in compared to the ratio of clean passes to incident passes.
Now count the number of Pro Mod cars, calculate their entry fees for car, driver and one crew. Count the clean and incident passes and make the same calculations.
Now, tell us all the ratio of clean passes to incident passes for both classes, and the amount of entry fees collected per serious incident passes.
You can even leave out oil downs and just count serious crashes where there was at least significant impact with a retaining wall or guard rail.
I may be wrong, but given the huge disparity in the number of cars and passes, the Pro Mod cars would have to pay a real high entry fee to make the numbers even out.
Again, I don't want to see the class eliminated. However, given their incident rate, the insurance companies might look at them like they did fuel altereds. So could the sanctioning bodies. I'd much rather see the Pro Mod guys figure out how to reduce the number of these crashes than see NHRA or insurance companies do it for them. One real tragedy might be all it takes.