[Bruce Noland]

Very early in life I learned that cash makes no enemies; or bill collectors. Yes, we still need credit for our homes and other big ticket items.

Drag racers are not the only crazies out there. I have a friend who has loaded his plastic by taking high dollar golf trips. He's spending tens of thousands of dollars each year on these trips. I think he's out of his mind. Another friend has gone crazy over Harley Davidson bikes. He has three of them and "thinking" about buying another one. And don't forget the high dollar fishing and hunting camps. The list is endless. To each his own - but be careful.

Our economy is swirling around the edge of a black hole and I really hope that we can turn this thing around before we are sucked in.