[J.R. Haddad]

You know it's interesting that there is different approaches to buying
commercial Real Estate, I guess. I have bought a fair amount of commercial
property's, along with multi family units, and of course my own personal
homes. I have always known how much paper(mortgages, liens, fines,
penalty's etc.) are against a property before I decide if I'm making an offer.
If I buy it it, and the amounts against the title are more than the property
is worth, I want to know right now how they intend to handle it. I'm not
getting a surprise at the closing where they think I will pay more and
handle their obligations. Could there ever be a surprise, of course, but
it's very, very rare, and I would blame myself for allowing that to happen.

J.R.