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03-17-2019, 09:30 AM
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#1 |
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Junior Member
Join Date: May 2007
Posts: 82
Likes: 0
Liked 115 Times in 16 Posts
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Toterhome insurance
Who do you all use for a toterhome insurance
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03-17-2019, 11:04 AM
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#2 |
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VIP Member
Join Date: Mar 2007
Posts: 2,445
Likes: 614
Liked 1,919 Times in 576 Posts
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Re: Toterhome insurance
Mine is insured by State Farm as an RV. Mine is titled as a motor home. Cost is reasonable
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Mike Pearson 2485 SS |
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03-17-2019, 11:17 AM
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#3 |
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VIP Member
Join Date: Jan 2002
Location: Houma, LA
Posts: 2,717
Likes: 2
Liked 325 Times in 50 Posts
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Re: Toterhome insurance
I was with Allstate on the one I crashed 3 years ago. Took me over 2 years and one lawsuit to collect the stated value which was $240000. No injuries and only me involved. They are not good. Still fighting and sueing with the thief who towed the wreck for $41000 and then sold my salvage and I still have the title for the thing. Everyone be careful, there are some real bad insurance companies and people out there especially when you are from out of town. On the other hand, my trailer, race cars, tools, parts & everything else in there were insured by K & K insurance out of Indiana. Took about ten minutes to settle, and they paid every cent.
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Jeff Teuton 4022 STK |
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03-17-2019, 01:02 PM
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#4 |
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VIP Member
Join Date: Dec 2008
Location: Richmond Hill GA (and Port Ludlow WA)
Posts: 4,295
Likes: 2,380
Liked 3,174 Times in 971 Posts
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Re: Toterhome insurance
Jeff learned an expensive lesson; Allstate is known to be less than stellar. I had my motorhome insured using Overland Insurance Services ( www.rvins.com) and they can set you up with a number of different quotes. Also the FMCA (offers several benefits for $30 @ year) can also give you a quote, have heard positive reviews on them as well.
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Jim Carter 2340 Super Stock 2340 SST/2340 Stock Set another place at the table |
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03-17-2019, 07:35 PM
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#5 |
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Member
Join Date: May 2009
Posts: 123
Likes: 416
Liked 123 Times in 34 Posts
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Re: Toterhome insurance
State farm only way to go
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03-17-2019, 09:30 PM
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#7 |
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Junior Member
Join Date: Jan 2002
Location: gresham, ore
Posts: 35
Likes: 111
Liked 87 Times in 17 Posts
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Re: Toterhome insurance
I had to fight for a month to get a fair price for my Gulfstream Endura 6340 after it was totaled by a fire. Where they screw you is on the contents. They want reciets or phiotos to put a value on the contents. They call you a lier . I got about 30% of of the valueof my clothes, dvd's, TV's, dishes, cookware, and all ofthings that make a home.
And I had Camping World's, Good Sam Insurance, They advertise they are RV frendly, That is total BS. Stan Hawes, Retired racer enjoying my fast street cars |
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03-18-2019, 03:11 PM
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#8 |
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Member
Join Date: Jun 2004
Location: East Palestine, OH
Posts: 219
Likes: 4
Liked 150 Times in 43 Posts
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Re: Toterhome insurance
My Toterhome insurance is through Foremost our of Grand Rapids, MI. They have been good to work with, but we luckily have never had a claim. I had a claim a few years back on my motorhome through Geico and it was super easy and quick. Geico would not insure my 2001 FL70 United though.
-Aaron
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Aaron Allison 395 STK, 395 SS, 3395 SC |
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03-18-2019, 03:32 PM
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#9 |
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Senior Member
Join Date: Oct 2006
Location: Parker, CO.
Posts: 728
Likes: 165
Liked 14 Times in 11 Posts
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Re: Toterhome insurance
Contact Don Kennedy on this forum about what insurance he sells.
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Phil Saran Parker, Colorado |
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03-18-2019, 06:33 PM
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#10 |
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Member
Join Date: Aug 2010
Posts: 110
Likes: 7
Liked 117 Times in 21 Posts
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Re: Toterhome insurance
Several variables involved in insuring an RV or Toterhome. I have been doing this about 31 years. As I only write in Illinois I only know how things work here, different states have different rules. I would be happy to answer any questions and provide any quotes if anybody is interested. Jim Whalen
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