Insurance fees: _HRA, please explain!

Beth Denysenko · 11-17-2009, 02:43 PM

I have a suggestion, and it will take a moment or two of time, but I think it will end up being time very well spent.

I think we deserve an explanation of the insurance we are paying for at National events, what it does and does not cover for us, and proof it is not a money-grab/profit center for our sanctioning bodies.

When we book an expensive trip and buy trip insurance, I get a binder with what is and isn't covered, how to file a claim, limits, etc. I do not think it is out of line to ask NHRA and IHRA to give us a copy of this binder that we are paying for and what it covers for us. If this is a legitimate expense, they should have no trouble offering these items. If it's BS which I believe most of us think it is, then lets call them on it!

I ask that every racer that has two envelopes and two stamps and five minutes, please type out a quick letter asking for this information to be mailed to them. If enough of us do this, we might draw attention to the fact that 1) we aren't sheep 2) we aren't idiots and 3) the game is up.

Addresses:

IHRA
9 1/2 E. Main Street
Norwalk, OH 44857

NATIONAL HOT ROD ASSOCIATION
2035 Financial Way
Glendora, CA 91741

Good chance if our writing campaign is effective, they will remove the "insurance" fee and just up the entry, but so call a spade a spade - I am not going to pay for an "insurance" policy that does nothing if I am hurt. If it does, I want to know that too. We deserve at least that much, right?

FED 387 · 11-17-2009, 02:55 PM

Beth--not sure about IHRA but I believe NHRA does tout insurance as one of the benefits of being a "member of NHRA" in some of their membership promotion literature--Comp 387

buzzinhalfdozen · 11-17-2009, 03:11 PM

I agree 1000% never had an issue at the track that required medical help but I'm quite sure my insurance would cover most anything that came up. You are correct I've never seen any thing in print pertaining to this. As I posted in another thread the insurance used to be paid some other way, we were not Directly charged for it , it may have been figured into the entry fee. This sure seems like a "cash cow" for N&I do they own an insurance underwriter?Joe Does anyone have any idea what the cost is for a policy for say a 3 day race?

buzzinhalfdozen · 11-17-2009, 03:19 PM

You know the more I think about all this the more I start thinking of going local bracket racing.Have to slow the turd down to 10 flat( that shouldn't be hard) so no more chassis cert. no more physical or lic. fees. And certainly no insurance fees, which begs the question if the local tracks don't charge it for weekly bracket racing are they uninsured? Shoot I can buy alot of beer with those savings. Joe

X-TECH MAN · 11-17-2009, 03:51 PM

Quote:

Originally Posted by buzzinhalfdozen

You know the more I think about all this the more I start thinking of going local bracket racing.Have to slow the turd down to 10 flat( that shouldn't be hard) so no more chassis cert. no more physical or lic. fees. And certainly no insurance fees, which begs the question if the local tracks don't charge it for weekly bracket racing are they uninsured? Shoot I can buy alot of beer with those savings. Joe

Unless the ---HRA's start requiring chassis certs, liscense, physicals, Lic. fees, etc. for cars 11.49 (roll bar & 5 pt. harness required) and quicker......LOL. I wouldnt put it past them to start requiring such things in the future.

Michael Beard · 11-17-2009, 03:54 PM

Here's some of it, although it's a general piece, not talking about the insurance surcharge at nationals. http://www.ihra.com/competition/insurance.php

The insurance surcharge stuff was included in the Rulebook. Found it available online, toward the bottom of this page: http://www.bluetoad.com/article/Pit_...0/article.html

bill dedman · 11-17-2009, 04:05 PM

I have no firsthand information (don't run NHRA), but a couple of friends who do, have told me that a few years back, they started having to pay an insurance premium along with their entry fee, that provided insurance for the Pros.... but, not the Sportsman racers.

Is this a fact, or is it just hearsay?

And, if so, where is the justification for it?

Any information will be appreciated.

buzzinhalfdozen · 11-17-2009, 04:30 PM

Wow just quickly scanning those 2 articles that Michael posted made my grey matter hurt. It reminds me of an old Hillbilly proverb " If you can't dazzle them with brilliance....Baffle them with bull****"Joe

danny waters sr · 11-17-2009, 04:39 PM

Quote:

Originally Posted by Beth Kieffer

I have a suggestion, and it will take a moment or two of time, but I think it will end up being time very well spent.

I think we deserve an explanation of the insurance we are paying for at National events, what it does and does not cover for us, and proof it is not a money-grab/profit center for our sanctioning bodies.

When we book an expensive trip and buy trip insurance, I get a binder with what is and isn't covered, how to file a claim, limits, etc. I do not think it is out of line to ask NHRA and IHRA to give us a copy of this binder that we are paying for and what it covers for us. If this is a legitimate expense, they should have no trouble offering these items. If it's BS which I believe most of us think it is, then lets call them on it!

I ask that every racer that has two envelopes and two stamps and five minutes, please type out a quick letter asking for this information to be mailed to them. If enough of us do this, we might draw attention to the fact that 1) we aren't sheep 2) we aren't idiots and 3) the game is up.

Addresses:

IHRA
9 1/2 E. Main Street
Norwalk, OH 44857

NATIONAL HOT ROD ASSOCIATION
2035 Financial Way
Glendora, CA 91741

Good chance if our writing campaign is effective, they will remove the "insurance" fee and just up the entry, but so call a spade a spade - I am not going to pay for an "insurance" policy that does nothing if I am hurt. If it does, I want to know that too. We deserve at least that much, right?

Insurance info on page 131 in the 2009 IHRA rule book . I guess you would have to contact IHRA as you suggested for more details.Looks to me if you go by guidlines you should be covered .Keep in mind that was in 2009 rule book. Hope this helps .

Bimbo Jones · 11-17-2009, 05:32 PM

The only two people I know both had issues with getting the isurance to pay all involved. Both kept getting past due bills from doctors while having to prove/justify doctor bills. One of these guys paid off the bills just to stop the past due statements to save his credit ratings. Then fight for reimbursement on his own which he said he finally got in a year long process. The other was put in Careflight from the track even though he felt it wasn't needed. Later the insurance tried to deny the Careflight cost (about $3500) due to the fact his injury wasn't life treatening, even though that was in hindsight. Anyone that saw this crash were surprised either driver survived. I've always wondered how the insurance did with John Force's injuries, rehab and Careflight?

11-17-2009, 02:43 PM	#1
Beth Denysenko Live Reporter Join Date: Jun 2007 Location: NW Indiana Posts: 426 Likes: 0 Liked 0 Times in 0 Posts	Insurance fees: _HRA, please explain! I have a suggestion, and it will take a moment or two of time, but I think it will end up being time very well spent. I think we deserve an explanation of the insurance we are paying for at National events, what it does and does not cover for us, and proof it is not a money-grab/profit center for our sanctioning bodies. When we book an expensive trip and buy trip insurance, I get a binder with what is and isn't covered, how to file a claim, limits, etc. I do not think it is out of line to ask NHRA and IHRA to give us a copy of this binder that we are paying for and what it covers for us. If this is a legitimate expense, they should have no trouble offering these items. If it's BS which I believe most of us think it is, then lets call them on it! I ask that every racer that has two envelopes and two stamps and five minutes, please type out a quick letter asking for this information to be mailed to them. If enough of us do this, we might draw attention to the fact that 1) we aren't sheep 2) we aren't idiots and 3) the game is up. Addresses: IHRA 9 1/2 E. Main Street Norwalk, OH 44857 NATIONAL HOT ROD ASSOCIATION 2035 Financial Way Glendora, CA 91741 Good chance if our writing campaign is effective, they will remove the "insurance" fee and just up the entry, but so call a spade a spade - I am not going to pay for an "insurance" policy that does nothing if I am hurt. If it does, I want to know that too. We deserve at least that much, right? __________________ Beth Denysenko P/SA 330 www.moneymakerracing.net

11-17-2009, 02:55 PM	#2
FED 387 VIP Member Join Date: Jun 2006 Posts: 3,400 Likes: 482 Liked 320 Times in 172 Posts	Re: Insurance fees: _HRA, please explain! Beth--not sure about IHRA but I believe NHRA does tout insurance as one of the benefits of being a "member of NHRA" in some of their membership promotion literature--Comp 387

11-17-2009, 03:11 PM	#3
buzzinhalfdozen Senior Member Join Date: Sep 2006 Location: Bellevue Ohio Posts: 984 Likes: 0 Liked 11 Times in 8 Posts	Re: Insurance fees: _HRA, please explain! I agree 1000% never had an issue at the track that required medical help but I'm quite sure my insurance would cover most anything that came up. You are correct I've never seen any thing in print pertaining to this. As I posted in another thread the insurance used to be paid some other way, we were not Directly charged for it , it may have been figured into the entry fee. This sure seems like a "cash cow" for N&I do they own an insurance underwriter?Joe Does anyone have any idea what the cost is for a policy for say a 3 day race? __________________ Joe Buchanan SS/BX 3117

11-17-2009, 03:19 PM	#4
buzzinhalfdozen Senior Member Join Date: Sep 2006 Location: Bellevue Ohio Posts: 984 Likes: 0 Liked 11 Times in 8 Posts	Re: Insurance fees: _HRA, please explain! You know the more I think about all this the more I start thinking of going local bracket racing.Have to slow the turd down to 10 flat( that shouldn't be hard) so no more chassis cert. no more physical or lic. fees. And certainly no insurance fees, which begs the question if the local tracks don't charge it for weekly bracket racing are they uninsured? Shoot I can buy alot of beer with those savings. Joe __________________ Joe Buchanan SS/BX 3117

11-17-2009, 03:54 PM	#6
Michael Beard VIP Member Join Date: Sep 2002 Location: Columbus, OH Posts: 4,060 Likes: 0 Liked 13 Times in 9 Posts	Re: Insurance fees: _HRA, please explain! Here's some of it, although it's a general piece, not talking about the insurance surcharge at nationals. http://www.ihra.com/competition/insurance.php The insurance surcharge stuff was included in the Rulebook. Found it available online, toward the bottom of this page: http://www.bluetoad.com/article/Pit_...0/article.html __________________ Michael Beard - NHRA/IHRA 3216 S/SS

11-17-2009, 04:05 PM	#7
bill dedman VIP Member Join Date: Feb 2002 Location: Conway, AR Posts: 1,739 Likes: 0 Liked 6 Times in 4 Posts	Re: Insurance fees: _HRA, please explain! I have no firsthand information (don't run NHRA), but a couple of friends who do, have told me that a few years back, they started having to pay an insurance premium along with their entry fee, that provided insurance for the Pros.... but, not the Sportsman racers. Is this a fact, or is it just hearsay? And, if so, where is the justification for it? Any information will be appreciated. __________________ Bill

11-17-2009, 04:30 PM	#8
buzzinhalfdozen Senior Member Join Date: Sep 2006 Location: Bellevue Ohio Posts: 984 Likes: 0 Liked 11 Times in 8 Posts	Re: Insurance fees: _HRA, please explain! Wow just quickly scanning those 2 articles that Michael posted made my grey matter hurt. It reminds me of an old Hillbilly proverb " If you can't dazzle them with brilliance....Baffle them with bull****"Joe __________________ Joe Buchanan SS/BX 3117

11-17-2009, 05:32 PM	#10
Bimbo Jones Member Join Date: Nov 2008 Posts: 109 Likes: 0 Liked 0 Times in 0 Posts	Re: Insurance fees: _HRA, please explain! The only two people I know both had issues with getting the isurance to pay all involved. Both kept getting past due bills from doctors while having to prove/justify doctor bills. One of these guys paid off the bills just to stop the past due statements to save his credit ratings. Then fight for reimbursement on his own which he said he finally got in a year long process. The other was put in Careflight from the track even though he felt it wasn't needed. Later the insurance tried to deny the Careflight cost (about $3500) due to the fact his injury wasn't life treatening, even though that was in hindsight. Anyone that saw this crash were surprised either driver survived. I've always wondered how the insurance did with John Force's injuries, rehab and Careflight?