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07-06-2010, 04:20 PM
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#1 |
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Senior Member
Join Date: Oct 2006
Location: Parker, CO.
Posts: 728
Likes: 168
Liked 14 Times in 11 Posts
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Re: Pit vehicle insurance
Jeff,
It is my understanding that what you need for your pit vehicle is liability insurance incase you run into someone or something. And you should be able to get a rider from your auto insurance to cover that need. But yes you will have to prove you have such insurance for your pit vehicle and they will then give (sell?) you a sticker to place on your pit vehicle.
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Phil Saran Parker, Colorado |
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07-06-2010, 04:56 PM
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#2 |
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Junior Member
Join Date: Apr 2009
Posts: 8
Likes: 0
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Re: Pit vehicle insurance
I have two golf carts--pay about $75 a year for the two--carry the proof of insurance--never been checked--I run a half dozen national events a year--still carry the proof, in case.
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07-06-2010, 05:31 PM
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#3 | |
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Member
Join Date: Aug 2009
Location: Riverside, CA
Posts: 219
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Re: Pit vehicle insurance
Quote:
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Jeff Interlicchia 7077 D/SA 1998 Pontiac Firebird LT1 J707 E/T 1966 Dodge Coronet 500 |
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07-06-2010, 05:34 PM
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#4 |
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Junior Member
Join Date: Nov 2006
Posts: 56
Likes: 0
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Re: Pit vehicle insurance
I am an insurance agent, I know worse than lawyers, lol.
Anyway, I have progressive insurance on my golf cart. It was noted on here that home owners or auto policies may cover it, look very closely, usually home owners does cover golf carts BUT only on your property! Your coverage may vary but this is usually the case, thus golf cart insurance may be needed. It is very inexpesive and if something happens it will be very much worth it! Bottom line, yes you do need your pit vehicle covered with liability insurance of some sort, I think it is at least a 100K limit?
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Lynn Ellison Last edited by darkside; 07-06-2010 at 05:37 PM. |
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07-06-2010, 05:39 PM
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#5 |
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Member
Join Date: Aug 2009
Location: Riverside, CA
Posts: 219
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Re: Pit vehicle insurance
Yeah, I just talked to my State Farm agent, and she said homeowner's does not cover it. She is getting me a quote, so we will see what happens. Thanks for all the advice.
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Jeff Interlicchia 7077 D/SA 1998 Pontiac Firebird LT1 J707 E/T 1966 Dodge Coronet 500 |
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07-06-2010, 05:51 PM
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#6 |
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VIP Member
Join Date: Dec 2001
Location: Loudonville, Ohio or where ever the Nitro Lounge is parked
Posts: 2,293
Likes: 58
Liked 67 Times in 19 Posts
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Re: Pit vehicle insurance
Jeff i have mine through State Farm and it cost me 10 bucks a year and is insured for $2500
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07-06-2010, 05:55 PM
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#7 | |
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Member
Join Date: Aug 2009
Location: Riverside, CA
Posts: 219
Likes: 0
Liked 0 Times in 0 Posts
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Re: Pit vehicle insurance
Quote:
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Jeff Interlicchia 7077 D/SA 1998 Pontiac Firebird LT1 J707 E/T 1966 Dodge Coronet 500 |
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07-06-2010, 06:50 PM
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#8 | |
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Member
Join Date: Jul 2008
Location: SW FLORIDA
Posts: 208
Likes: 0
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Re: Pit vehicle insurance
Quote:
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Rick Blake 2395 SG, SC, SP |
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