Pit vehicle insurance

darkside · 07-06-2010, 05:34 PM

I am an insurance agent, I know worse than lawyers, lol.

Anyway, I have progressive insurance on my golf cart. It was noted on here that home owners or auto policies may cover it, look very closely, usually home owners does cover golf carts BUT only on your property! Your coverage may vary but this is usually the case, thus golf cart insurance may be needed.

It is very inexpesive and if something happens it will be very much worth it!

Bottom line, yes you do need your pit vehicle covered with liability insurance of some sort, I think it is at least a 100K limit?

mopar jeff · 07-06-2010, 05:39 PM

Yeah, I just talked to my State Farm agent, and she said homeowner's does not cover it. She is getting me a quote, so we will see what happens. Thanks for all the advice.

Nitro Joe Jackson · 07-06-2010, 05:51 PM

Jeff i have mine through State Farm and it cost me 10 bucks a year and is insured for $2500

mopar jeff · 07-06-2010, 05:55 PM

Quote:

Originally Posted by Nitro Joe Jackson

Jeff i have mine through State Farm and it cost me 10 bucks a year and is insured for $2500

I like the sound of that. Hope mine comes out the same.

Rick Blake · 07-06-2010, 06:50 PM

Quote:

Jeff i have mine through State Farm and it cost me 10 bucks a year and is insured for $2500

Same here

Tom Goldman · 07-07-2010, 07:42 AM

At that low cost ,you might want to check your limits of liability. ....I'm not worried about the replacement cost of the cart, I want to be sure I'm covered if I hit somebody or something!!.......I know two racers who had cars damaged before NHRA implemented the insurance requirement . ...Got the old, yeah I'll pay for the damages line. ........@ $50 a year , my passengers and I are also covered. ..........The pits are probably the most dangerous place at the races, I want to be covered. .....Tom

mopar jeff · 07-07-2010, 11:18 AM

Good advice.

07-06-2010, 05:34 PM	#1
darkside Junior Member Join Date: Nov 2006 Posts: 56 Likes: 0 Liked 0 Times in 0 Posts	Re: Pit vehicle insurance I am an insurance agent, I know worse than lawyers, lol. Anyway, I have progressive insurance on my golf cart. It was noted on here that home owners or auto policies may cover it, look very closely, usually home owners does cover golf carts BUT only on your property! Your coverage may vary but this is usually the case, thus golf cart insurance may be needed. It is very inexpesive and if something happens it will be very much worth it! Bottom line, yes you do need your pit vehicle covered with liability insurance of some sort, I think it is at least a 100K limit? __________________ Lynn Ellison Last edited by darkside; 07-06-2010 at 05:37 PM.

07-06-2010, 05:39 PM	#2
mopar jeff Member Join Date: Aug 2009 Location: Riverside, CA Posts: 219 Likes: 0 Liked 0 Times in 0 Posts	Re: Pit vehicle insurance Yeah, I just talked to my State Farm agent, and she said homeowner's does not cover it. She is getting me a quote, so we will see what happens. Thanks for all the advice. __________________ Jeff Interlicchia 7077 D/SA 1998 Pontiac Firebird LT1 J707 E/T 1966 Dodge Coronet 500

07-06-2010, 05:51 PM	#3
Nitro Joe Jackson VIP Member Join Date: Dec 2001 Location: Loudonville, Ohio or where ever the Nitro Lounge is parked Posts: 2,293 Likes: 58 Liked 67 Times in 19 Posts	Re: Pit vehicle insurance Jeff i have mine through State Farm and it cost me 10 bucks a year and is insured for $2500 __________________ Nitro Joe Jackson STK 3431 nitrojoe@neo.rr.com

07-07-2010, 07:42 AM	#6
Tom Goldman VIP Member Join Date: Jan 2003 Location: Allentown,PA Posts: 2,478 Likes: 894 Liked 886 Times in 238 Posts	Re: Pit vehicle insurance At that low cost ,you might want to check your limits of liability. ....I'm not worried about the replacement cost of the cart, I want to be sure I'm covered if I hit somebody or something!!.......I know two racers who had cars damaged before NHRA implemented the insurance requirement . ...Got the old, yeah I'll pay for the damages line. ........@ $50 a year , my passengers and I are also covered. ..........The pits are probably the most dangerous place at the races, I want to be covered. .....Tom __________________ Tom Goldman 1500 SG , 1506 STK

07-07-2010, 11:18 AM	#7
mopar jeff Member Join Date: Aug 2009 Location: Riverside, CA Posts: 219 Likes: 0 Liked 0 Times in 0 Posts	Re: Pit vehicle insurance Good advice. __________________ Jeff Interlicchia 7077 D/SA 1998 Pontiac Firebird LT1 J707 E/T 1966 Dodge Coronet 500

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