Pit vehicle insurance

mopar jeff · 07-06-2010, 12:42 PM

I tried searching the forum, but can't find anything about this. I am going to my first National this month, and have heard people talk about having insurance on golf carts or motorcycles they drive around in the pits. Can anyone give me some details on this, or tell me where I can find the info from NHRA. Thanks.

Tom Goldman · 07-06-2010, 03:40 PM

Try an independent insurance agent , Mine got my golf cart insured thru Formost Insurance Co. ....Very reasonable , about $55 a year. ....Tom

Bob Verwold · 07-06-2010, 03:45 PM

Before you buy ins check and see if your home owners covers it. Mine did and my agent just made me several copy's that showed it (golf cart) was covered...........end of story.

mopar jeff · 07-06-2010, 03:50 PM

I will do that. My question was more wondering do I actually need it, versus who can I get it through.

Philip Saran · 07-06-2010, 04:20 PM

Jeff,

It is my understanding that what you need for your pit vehicle
is liability insurance incase you run into someone or something.

And you should be able to get a rider from your auto insurance
to cover that need.

But yes you will have to prove you have such insurance for your
pit vehicle and they will then give (sell?) you a sticker to place
on your pit vehicle.

Russ Kelly · 07-06-2010, 04:56 PM

I have two golf carts--pay about $75 a year for the two--carry the proof of insurance--never been checked--I run a half dozen national events a year--still carry the proof, in case.

mopar jeff · 07-06-2010, 05:31 PM

Quote:

Originally Posted by Russ Kelly

I have two golf carts--pay about $75 a year for the two--carry the proof of insurance--never been checked--I run a half dozen national events a year--still carry the proof, in case.

Isn't that always the case. If you do the right thing, no one cares. But don't have what you need, and watch what happens.

darkside · 07-06-2010, 05:34 PM

I am an insurance agent, I know worse than lawyers, lol.

Anyway, I have progressive insurance on my golf cart. It was noted on here that home owners or auto policies may cover it, look very closely, usually home owners does cover golf carts BUT only on your property! Your coverage may vary but this is usually the case, thus golf cart insurance may be needed.

It is very inexpesive and if something happens it will be very much worth it!

Bottom line, yes you do need your pit vehicle covered with liability insurance of some sort, I think it is at least a 100K limit?

mopar jeff · 07-06-2010, 05:39 PM

Yeah, I just talked to my State Farm agent, and she said homeowner's does not cover it. She is getting me a quote, so we will see what happens. Thanks for all the advice.

Nitro Joe Jackson · 07-06-2010, 05:51 PM

Jeff i have mine through State Farm and it cost me 10 bucks a year and is insured for $2500

07-06-2010, 12:42 PM	#1
mopar jeff Member Join Date: Aug 2009 Location: Riverside, CA Posts: 219 Likes: 0 Liked 0 Times in 0 Posts	Pit vehicle insurance I tried searching the forum, but can't find anything about this. I am going to my first National this month, and have heard people talk about having insurance on golf carts or motorcycles they drive around in the pits. Can anyone give me some details on this, or tell me where I can find the info from NHRA. Thanks. __________________ Jeff Interlicchia 7077 D/SA 1998 Pontiac Firebird LT1 J707 E/T 1966 Dodge Coronet 500

07-06-2010, 03:40 PM	#2
Tom Goldman VIP Member Join Date: Jan 2003 Location: Allentown,PA Posts: 2,438 Likes: 786 Liked 703 Times in 206 Posts	Re: Pit vehicle insurance Try an independent insurance agent , Mine got my golf cart insured thru Formost Insurance Co. ....Very reasonable , about $55 a year. ....Tom __________________ Tom Goldman 1500 SG , 1506 STK

07-06-2010, 03:45 PM	#3
Bob Verwold Senior Member Join Date: Jul 2007 Location: Fayetteville Ohio Posts: 656 Likes: 0 Liked 0 Times in 0 Posts	Re: Pit vehicle insurance Before you buy ins check and see if your home owners covers it. Mine did and my agent just made me several copy's that showed it (golf cart) was covered...........end of story.

07-06-2010, 03:50 PM	#4
mopar jeff Member Join Date: Aug 2009 Location: Riverside, CA Posts: 219 Likes: 0 Liked 0 Times in 0 Posts	Re: Pit vehicle insurance I will do that. My question was more wondering do I actually need it, versus who can I get it through. __________________ Jeff Interlicchia 7077 D/SA 1998 Pontiac Firebird LT1 J707 E/T 1966 Dodge Coronet 500

07-06-2010, 04:20 PM	#5
Philip Saran Senior Member Join Date: Oct 2006 Location: Parker, CO. Posts: 721 Likes: 158 Liked 14 Times in 11 Posts	Re: Pit vehicle insurance Jeff, It is my understanding that what you need for your pit vehicle is liability insurance incase you run into someone or something. And you should be able to get a rider from your auto insurance to cover that need. But yes you will have to prove you have such insurance for your pit vehicle and they will then give (sell?) you a sticker to place on your pit vehicle. __________________ Phil Saran Parker, Colorado

07-06-2010, 04:56 PM	#6
Russ Kelly Junior Member Join Date: Apr 2009 Posts: 8 Likes: 0 Liked 0 Times in 0 Posts	Re: Pit vehicle insurance I have two golf carts--pay about $75 a year for the two--carry the proof of insurance--never been checked--I run a half dozen national events a year--still carry the proof, in case.

07-06-2010, 05:34 PM	#8
darkside Junior Member Join Date: Nov 2006 Posts: 56 Likes: 0 Liked 0 Times in 0 Posts	Re: Pit vehicle insurance I am an insurance agent, I know worse than lawyers, lol. Anyway, I have progressive insurance on my golf cart. It was noted on here that home owners or auto policies may cover it, look very closely, usually home owners does cover golf carts BUT only on your property! Your coverage may vary but this is usually the case, thus golf cart insurance may be needed. It is very inexpesive and if something happens it will be very much worth it! Bottom line, yes you do need your pit vehicle covered with liability insurance of some sort, I think it is at least a 100K limit? __________________ Lynn Ellison Last edited by darkside; 07-06-2010 at 05:37 PM.

07-06-2010, 05:39 PM	#9
mopar jeff Member Join Date: Aug 2009 Location: Riverside, CA Posts: 219 Likes: 0 Liked 0 Times in 0 Posts	Re: Pit vehicle insurance Yeah, I just talked to my State Farm agent, and she said homeowner's does not cover it. She is getting me a quote, so we will see what happens. Thanks for all the advice. __________________ Jeff Interlicchia 7077 D/SA 1998 Pontiac Firebird LT1 J707 E/T 1966 Dodge Coronet 500

07-06-2010, 05:51 PM	#10
Nitro Joe Jackson VIP Member Join Date: Dec 2001 Location: Loudonville, Ohio or where ever the Nitro Lounge is parked Posts: 2,292 Likes: 43 Liked 66 Times in 18 Posts	Re: Pit vehicle insurance Jeff i have mine through State Farm and it cost me 10 bucks a year and is insured for $2500 __________________ Nitro Joe Jackson STK 3431 nitrojoe@neo.rr.com