Trump found guilty!

[Mark Yacavone]

Okay, I've said this before, but it bears repeating.
"Pre -existing conditions" doesn't fall under the realm of insurance.
Don't believe me , okay ..
Let's start and auto insurance company..We'll call it Jeffco Auto Insurance for Pre-existing Wrecks, and we'll see how long it stays in business.

Now, I wouldn't be opposed to a gov't agency to deal with this issue.
Not some huge building in DC, stuffed with bureaucrats...Maybe Des Moines, as an example
Make philanthropic and personal contributions tax deductible. otherwise fund it through congress with NO attachments or riders involved.
I would much rather see tax money go to this, rather than to Planned Parenthood, NPR, Ukraine, etc. What do you think?

[SStockDart]

That is interesting Mark. I never had a reason to look into pre-existing conditions, so, I did some reading.

Can I be denied health insurance if I have a pre-existing condition?

If you are enrolled in a plan since 2010, then your insurer can?t legally deny you coverage or charge you higher premiums because you have a pre-existing condition.

[SStockDart]

Just thinking about the millions of Illegal, UNINSURED, invaders in the US. Wouldn't every illness, disease or condition they have be pre-existing??? They aren't denied treatment, are they?

[Jeff Niceswanger]

Gary, I know plenty of people that have had their insurance dropped at renewal time or denied when sick and trying to purchase. I'm talking about pre-ACA Obammacare days. Most likely you do too. What I like, is Medicare. It's great. No questions, just keep breathing, pay the premiums and the plan does its best to pay the bill. I have an BCBS Anthem type F Medicare supplemental and between it and Traditional Medicare it's the best insurance I've ever had in my lifetime. No questions about preexisting conditions, no worry about being dropped. The only reason this type of system has not been put in place for rest of us is the insurance industry owns America, and we will never pry it away from them.
And BTW, March 10th 2010, is when the ACA Obammacare started. Thats why your 2010 date states you can't be denied. There is one exception in the ACA. If you're a smoker. The rates are higher if you smoke, But not because of illness.

[BRETV]

Oh yeah, I remember that wonderful insurance Obamacare. I had my whole family, my wife and 4 kids on great insurance for 10 years prior with no issue and NO price increases. Along comes Obamacare! And my premium doubled that next month and then tripled the next month, then I get letter saying my insurance will be dropped in the next 30 days and I have to sign up for Obamacare or I will be fined if I don't within a certain time period. Go to do my taxes at the end of the year and low and behold I had to pay a fine. Biggest farce ever!!!




Bret Velde
2003 I/SA

[Jeff Niceswanger]

Originally Posted by BRETV

Oh yeah, I remember that wonderful insurance Obamacare. I had my whole family, my wife and 4 kids on great insurance for 10 years prior with no issue and NO price increases. Along comes Obamacare! And my premium doubled that next month and then tripled the next month, then I get letter saying my insurance will be dropped in the next 30 days and I have to sign up for Obamacare or I will be fined if I don't within a certain time period. Go to do my taxes and the end of the year and low and behold I had to pay a fine. Biggest farce ever!!!




Bret Velde
2003 I/SA

You hate it. And it's the only way I, and anyone else with a preexisting condition can purchase insurance. Sad huh? Funny, when you finally get to Medicare all these issues go away. Well, Obamacare fixed some of it, but not the pricing for the middle class.

[David Lee]

Originally Posted by BRETV

Oh yeah, I remember that wonderful insurance Obamacare. I had my whole family, my wife and 4 kids on great insurance for 10 years prior with no issue and NO price increases. Along comes Obamacare! And my premium doubled that next month and then tripled the next month, then I get letter saying my insurance will be dropped in the next 30 days and I have to sign up for Obamacare or I will be fined if I don't within a certain time period. Go to do my taxes and the end of the year and low and behold I had to pay a fine. Biggest farce ever!!!




Bret Velde
2003 I/SA

you must have been one of the lucky ones on your health insurance. before the aca was passed the average premium rise per year was 10 percent

[Jeff Niceswanger]

When the ACA was being designed, the original plan was to make the cutoff around 60-80 grand for the 100% subsidies. It's been 40 grand since inception as that's as high as the Democrats could get through congress. They have been trying ever since then to raise it to where the middle class is treated fair, but the Republicans call it socialized medicine so every time it is brought up its a nonstarter. They WANT people to hate it. If they would just raise the subsidy's to where its truly affordable for the average guy, most people would like it as much as Medicare.

[Alan Roehrich]

Originally Posted by David Lee

you must have been one of the lucky ones on your health insurance. before the aca was passed the average premium rise per year was 10 percent

LOL. There were apparently a lot of us. My premiums weren't going up like they are now, either.

[Keith 944]

Originally Posted by BRETV

Oh yeah, I remember that wonderful insurance Obamacare. I had my whole family, my wife and 4 kids on great insurance for 10 years prior with no issue and NO price increases. Along comes Obamacare! And my premium doubled that next month and then tripled the next month, then I get letter saying my insurance will be dropped in the next 30 days and I have to sign up for Obamacare or I will be fined if I don't within a certain time period. Go to do my taxes at the end of the year and low and behold I had to pay a fine. Biggest farce ever!!!




Bret Velde
2003 I/SA

Same story here I still don?t have insurance, best price for me was ridiculous affordable care act? I guess someone has to pay for all the freeloading