Race car Insurance

[Michael Compton]

I use Chris from Triple C Agency for my car and my dad's. Insurance is through American Modern. Rates are incredibly good. Covers transport, garaged and sitting in pits but not in staging lanes or going down track.

His website is http://triplecagency.com/. He is a super nice guy and very easy to deal with in my opinion.

Michael Compton

[Dan Fahey]

Originally Posted by Michael Compton

I use Chris from Triple C Agency for my car and my dad's. Insurance is through American Modern. Rates are incredibly good. Covers transport, garaged and sitting in pits but not in staging lanes or going down track.

His website is http://triplecagency.com/. He is a super nice guy and very easy to deal with in my opinion.

Michael Compton

Thanks

D

[Eric Merryfield]

Originally Posted by Dan Fahey

Thanks

D

I use Bill for my racecars, strongly recommend if you go that route.

Whats the issue with the existing company? You drive the car to the track and need coverage for that, coverage ends at the gate, drive home.

Its just like when you go to street night, drive in, play without coverage, drive home.

Eric

[Sean Marconette]

Originally Posted by Eric Merryfield

I use Bill for my racecars, strongly recommend if you go that route.

Whats the issue with the existing company? You drive the car to the track and need coverage for that, coverage ends at the gate, drive home.

Its just like when you go to street night, drive in, play without coverage, drive home.

Eric

Exactly Eric,
If it's street driven to the track, change insurance companies if they are going to pull that BS!

Dan,
Do you drive the car on the street? Otherwise you are going to get all kinds of answers.

Sean

[FireSale]

I ran into this issue. Because my car is street driven to and from the track my regular insurance company wouldn't touch it. I called around and was above board on how I use it and got the same reply that they don't insure race cars. They don't understand that any car is a race car. I wound up insuring it on-line and not checking certain boxes. I got minimum property damage and public liability.

Forgive me if I don't mention the company.

Dale

[Dan Fahey]

Originally Posted by Sean Marconette

Exactly Eric,
If it's street driven to the track, change insurance companies if they are going to pull that BS!

Dan,
Do you drive the car on the street? Otherwise you are going to get all kinds of answers.

Sean

YES, the car is driven on the street.
Use to be a daily driver. Now to a garage, a car wash, bit of exercise.
Drove to all the tracks to race for years.
Mid last year been trailering.

All was good until my Wife told the Insurance Company the Impala is drag raced.

Another lesson learned
At least got to meet with Bill Horton. Nice guy..!

Dan

[Sean Marconette]

Dan,

Then its a street car. How streetable it is, doesn't matter if it meets DMV requirements. I would suggest shopping for all of your insurance needs. If you are like most of us, your home and any other property is under one insurance company. The insurance person might reconsider your street car, that is occasionally drag raced if you let them know you are shopping. That's if you are willing to give them another chance.

Its unfortunate that being honest is taken out of context as to what the car is used for.

Good luck.

Sean

[Rory McNeil]

The whole thing seems ridiculous to me. So if I bought a brand new Mustang, bone stock, and drove it to the track, and made a few passes, its considered a "RACE CAR"? Over the past 40+ years, I have taken dozens of my street cars down the track, driving them there and back, If I had an incident on the track, I wouldn`t be making a claim anyhow, but if a collision occured on the way there or back home, I see absolutely no reason why I would not have coverage. Hundreds, if not thousands of street driven cars are raced down the 1/4 mile every summer weekend, whether in Sportsman bracket, Street Legals, or grudge races.